Tool · runs in your browser only
What a marked-up exchange rate costs you on one order
A rate that looks close to the market rate can still add several percent once the fixed fee is counted. This puts a number on the overhead.
One top-up
What the conversion cost
- Converted at your effective rate69.93
- Effective rate7.1500
- Lost to markup0
- Total you parted with500
- Overhead on the conversion0.00%
Compare the overhead against the item price rather than against the top-up. A 3% conversion overhead on a small order is often larger than the agent’s stated fee.
Rates here are whatever you typed. This desk has not verified any agent’s markup, because no agent publishes one; if you have a receipt showing a spread, that receipt is the evidence, not this page.
Price the item on the live listWhat this tool does not do
It does not fetch live rates. The rate you type is the rate it uses — which is the point: use the figure on your own receipt.
Where the inputs come from. The rate from your payment record, the agent’s stated markup, and any fixed fee per transaction.
Target question. This page is written to answer the search phrase “shopping agent exchange rate markup”. It does not try to answer the questions that belong on the stage pages or the topic pages.